Services and Products

Comprehensive Financial Planning

• Personal planning

              Cash flow
              Debt Management
              Tax
              Accumulation
              Protection
              Retirement
              Estate

• Small Business planning

              Cash flow
              Debt Management
              Tax
              Accumulation
              Protection
              Employer/Employee Benefits & Compensation
              Entity Choice
              Business Succession

• Integration of Personal and Small Business planning

Investment

• Goals

              Auto purchase
              Business purchase/equipment funding
              Education funding
              Home purchase
              Investment Property purchase
              Retirement

• Account types

              Advisory
              Brokerage
              Business Retirement Plans
              IRAs (Education, Traditional, Roth)

• Products – Alternative Investments (Structured Notes, Business Development Company, REITs, Managed Futures, Hedge Funds & Fund of Hedge Funds, Private Equity, Exchange Funds, 1031 Exchanges), Annuities (Fixed, Variable), Fixed Income (Brokered CDs, CMOs, Corporate Bonds, Government Bonds, Money Market, Structured Products), Mutual Funds, Stocks, Unit Investment Trusts

Insurance

• Goals

               Business Buy Out/Buy-Sell
               Income Protection
               Premature Death
               Long Term Care Protection
               Legal Settlement

• Products

               Disability Insurance (Personal, Business Buy Out/Overhead)
               Life Insurance (Term, Whole, Universal, Variable, Business Buy-Sell)
               Long Term Care (Personal, Group)
               Structured Settlements